November 2008

November 19, 2008

How to get business line of credit?

investment seminars
Bob w asked:


I have excellent credit but am trying to establish business line of credit to fuel my RE investment business. Attended a brief seminar on the subject last night but not willing to pay $1,000 for the “package” that goes into detail. Can anyone point me to a website where I can learn the step-by-step details of how to develop unsecured lines of credit for my Sub S corporation?

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Is anyone familiar or had any success utilizing the Workforce Investment Act in order to pay for tuition?

investment seminars
cjsimmons269 asked:


I will hopefully be attending a seminar this Thursday in Austin, TX. I am just curious if anyone has first hand experience with receiving financial aid utilizing this act. I am currently seeking employment yet desperately eager to return to school. I currently am in default status from a previous student loan thus unable to apply through FASFA until the remaining $1500 is paid off. I have to make payments over 6 months as they want to see consistent payments. So paying it off early is not an option. I mention this before I receive answers telling me to go this route. Financially speaking, I should definitely be eligible. Thank you for your info.

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November 17, 2008

Investment class in college?

investment courses
lucstudent asked:


Had anyone taken an investment course in college?? Did you find the course helpful? When you invest, do you apply any of the applications taught in the course?? Right now, we’re learning how to calculate risk and probability. Does anyone even apply those calculations before they make an investment decision?

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Is anybody aware of an account or investment that does not count against college financial aid, efc calc?

investment seminars
K F asked:


A coworker saw a flyer for a seminar for an investment that does not count against college financial aid. Or EFC calculation. He cannot find the flyer. Is anybody aware of this investment? Is this somekind of life insurance? Thank you.

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Tax question: Can I deduct interest I pay to my family member if I borrow money for investment purposes?

investment courses
Phil L asked:


I heard that investment interest are deductible against my income tax…is this true? I am planning to borrow a small amount of money from my family member to make investments into various blue chip stocks, and I will pay an interest of 5.75% per year to that person. Also, would I have to issue a 1099-INT for the family member I borrow the money from or would it not be necessary since I am borrowing the money on a individual level and not as a corporation/entity as part of ordinary course of business? Thank you for your help!!

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I want to open a solar technologies company, would this be a good investment here in Canada?

investment courses
Mark K asked:


I am planning on taking a solar technologies course this winter, and afterwards, I’m planning on opening up a company, that sells, and installs for people, and in which case we would also be envolved with the windmills. I’m just wondering if this would be a good investment, and if people in Canada think its something that they would be interested in having?

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November 16, 2008

what are the best ways to teach children about investing and preparing train the ttainer courses on investment

investment courses
bosco asked:


i am starting an investment club.need to train facilitators to assist me.i need a framework of step by step courses to teach these peeople so we can reach a lot of schools and get the children convinced to learn the ropes on money.

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Oil-drilling partnerships. Are they really a good investment? Or are they too risky?

investment seminars
Loner1 asked:


I audited a seminar given by an investment firm in Marina Del Rey. The speaker insisted that oil-drilling partnerships can lead to riches. He spoke of inflation, increasing oil prices, and the devaluation of the dollar. Yet the initial investment is several thousand. Is this worth it?

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I’m trapped in a CFA prep course and I need it to graduate. What is the best way to study all of that material

investment courses
ChevyD asked:


I have no interest in taking the CFA at all. I acutally signed up for an investments course, the teacher then changed the curriculum. I can remember a lot of things but how do I learn books 1-5 in 12 weeks and keep up with my other four classes?

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Can you adjust basis of investment without selling it?

investment courses
helpme asked:


kids currently get $850 investment income without taxes. If this year that make only 50 in dividends and cap gain distributions, but stock price went up equivalent to $1000, can I declare (850-50) or $800 in captital gains? Effectively increasing the basis. This of course would get me to 850 total investment income. The next question would be can I then not file a tax form since I’m below 850? Thanks

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